Protect yourself

Insurance, scams and the safety nets that keep one bad day from becoming a bad year.

9
Protect yourself
12 lessons
Insurance, scams and the safety nets that keep one bad day from becoming a bad year.
Insurance
How insurance worksSmall known costs that protect you from huge ones.Insurance deductiblesWhat you pay first, and how to pick it.Health insurance basicsWho pays what when the medical bill arrives.COBRA insuranceSame plan after you leave, at the full price.Renters insuranceYour stuff, your liability, and a place to stay.Car insuranceLiability protects your future pay. Collision protects the car.Term life insuranceCover the years your family depends on your pay.Disability insuranceProtect your paycheck if illness stops you working.
Protect what you have
Avoid money scamsPressure plus a payment you can't undo means stop.Identity theftReport fast, freeze your credit, follow the plan.BeneficiariesThe form beats the will. Keep it current.Make a willName a guardian and decide who gets what.