Corrections
When we fix a mistake in a lesson, answer or calculator, we log it here with the date. To report one, email hello@walletprep.com.
- October 4, 2026, What is an HSA and how does it work?: Pinned the bronze and catastrophic plan HSA rule to 2026 (it was tied to a yearly token that would have moved the start year), clarified that the plan does not have to be bought on the Marketplace, and added the 2026 direct primary care rule and the permanent telehealth rule.
- October 4, 2026, Should you pick a Roth or traditional retirement account?: Added the SECURE 2.0 rule that, starting in 2026, 401(k) catch-up contributions must be Roth for people whose prior-year FICA wages from the employer were over $150,000.
- October 4, 2026, What is a 401(k) and how does it work?: Added the 2026 Roth catch-up rule for higher earners and updated the enrollment tip to say most plans set up since late 2022 must enroll new workers automatically.
- October 4, 2026, How does a 401(k) employer match work?: Noted that catch-up contributions must be Roth starting in 2026 for people whose prior-year wages from the employer were over $150,000.
- October 4, 2026, Is a big tax refund a good thing?: Added the 110% prior-year safe harbor that applies when last year's AGI was over $150,000 ($75,000 married filing separately).
- October 4, 2026, How do tax brackets work?: Added the 2026 SALT cap, the 2025 to 2028 deductions for tips, overtime, new car loan interest and people 65 and older, and the charitable deduction for non-itemizers that starts in 2026.
- October 4, 2026, How do car loans work?: Added an FAQ on the 2025 to 2028 deduction for interest on loans for new, US-assembled personal vehicles.