WalletPrep

Money calculators

Try your own numbers. Every result shows its math, line by line.

Emergency fund calculatorFind your target from your monthly essentials, then see how long your monthly saving takes to get there.Compound growth calculatorSee how much of your future balance comes from your deposits and how much comes from growth.Debt payoff plannerEnter up to three debts and an extra monthly amount. Compare paying the highest rate first with paying the smallest balance first.Credit card payoff calculatorCompare paying only the minimum with paying a fixed amount each month.50/30/20 budget calculatorSplit your take-home pay into needs, wants and savings. Change the percentages to fit your life.Savings goal calculatorFind how many months a goal takes, and how much to save each month to finish in a set time.Loan payment calculatorEnter the amount, the APR and the term to see your monthly payment and what the loan costs in interest.Mortgage payment calculatorSee the full monthly payment on a home: principal and interest, property tax, insurance and PMI.Rent affordability calculatorFind a rent range from your income and your monthly debts.Retirement savings calculatorSee where your savings could be at retirement and what monthly amount reaches your goal.Federal income tax calculatorEstimate federal income tax, bracket by bracket, with the standard deduction.Self-employment tax calculatorEstimate Social Security and Medicare tax on your self-employment profit and what to set aside each quarter.Debt-to-income ratio calculatorDivide your monthly debt payments by your gross monthly income to see what lenders see.Net worth calculatorAdd up what you own and what you owe. A negative number is a starting point, not a grade.