Free personal finance lesson plans
145 short lessons in 10 units, each with a printable worksheet and answer key, practice questions with explanations and a calculator students can use with their own numbers. Free to print, copy and share for non-commercial classroom use. No sign-up, no student accounts, no ads.
Units
18 lessonsMoney basicsSee where your money goes and give every dollar a job.11 lessonsSavingBuild the cushion that keeps a surprise bill from becoming debt.21 lessonsDebtUnderstand what debt costs and pay it off in the right order.13 lessonsCreditHow scores are built, and how to protect yours.27 lessonsInvestingLet time and compound growth do the heavy lifting.12 lessonsTaxesHow your paycheck gets taxed, and the accounts that cut the bill.10 lessonsWork and incomeGet paid what you are worth, use your benefits and handle taxes when you work for yourself.11 lessonsHousingRent, buy and borrow for a home without letting housing eat the whole budget.12 lessonsProtect yourselfInsurance, scams and the safety nets that keep one bad day from becoming a bad year.10 lessonsLife eventsThe money steps for moving out, partnering up, kids, college, loss and windfalls.
How to use them
One idea per class
Each lesson covers one idea and fits a 45-minute period: discuss the myth, read the lesson, work the example, then the practice questions.
Worksheets that print
Every lesson has a one-page worksheet with key ideas, vocabulary, a worked example to fill in and questions, plus an answer key on the next page.
Real numbers, checked
Every figure is calculated by code and yearly limits come from official sources, so you don't have to recheck the math before class.
Tools for the classroom
Emergency fund calculatorCompound growth calculatorDebt payoff plannerCredit card payoff calculator50/30/20 budget calculatorSavings goal calculatorLoan payment calculatorMortgage payment calculatorRent affordability calculatorRetirement savings calculatorFederal income tax calculatorSelf-employment tax calculatorDebt-to-income ratio calculatorNet worth calculatorDaily money gameGlossary