Savings goal calculator
Find how many months a goal takes, and how much to save each month to finish in a set time.
Learn the idea
Track your spendingFind where your money actually goes.Set money goalsAn amount, a date and a monthly number.Automate your moneySavings first, bills next, then spend the rest.Lower your billsOne afternoon of calls, savings every month.Stop impulse spendingWait 48 hours, add friction, budget for fun.Your first $1,000A head start plus a payday transfer.High-yield savingsInsured savings that pay more than checking.Sinking fundsSave monthly for bills you know are coming.Save for a carDown payment plus fees, divided by months to go.Where to keep cashMatch each dollar to when you will need it.Money market accountsInsured savings with checks, minimums and a variable rate.Treasury billsShort government loans, sold at a discount, state-tax free.Down payment savingsDown payment plus closing costs, saved on autopilot.Wedding budgetYour savings set the budget, not a magazine.
Savings goals: worked answers
Put this calculator on your site
Free for blogs, schools, credit unions and HR pages. Copy this code:
General education, not personalized financial, tax or legal advice. Figures are examples. Check current rates and limits before you act.
Get your money plan by email
One step each morning: what to do, why it comes in that order, and one small thing to try. About 5 minutes. Then one short note a week. Free, unsubscribe anytime.